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However, before using it at Montreal casinos online gamblers should check the type of the card they are using – it is so if you have a debit card you could freely use it at debit card casino, and dont forget to carefully read the terms for using Visa cards which are established by one’s bank. Different banks have different attitude to internet gambling which can substantially influence your online casino experience.
The five biggest Canadian banks are especially suspicious about the international gambling platforms, including live dealer casinos and mobile casino sites. The Canadian Imperial Bank of Commerce (CIBC), the Royal Bank of Canada (RBC), the Toronto-Dominion Bank and the Bank of Nova Scotia, all mention in their card holder agreements that they reserve the right to block the transitions to online gambling platforms or even suspend the account.
In Quebec casinos officially operate on the web and in British Columbia and Manitoba online casinos are also run by local authorities and accept Visa as a viable payment option. However, even if your Canadian bank will allow you to make deposits and withdrawals using Visa in province-run online casinos, it can apply a cash advance fee to your transaction.
There are several states in the United States, including Nevada, Delaware and New Jersey where online casinos have been legalized. However, local banks are not very eager to support gambling transactions and, instead, point to the Unlawful Internet Gambling Enforcement Act (2006) which prohibits financial institutions to process online casino transfers. The need to update their online policies and corresponding computer systems as well as frequent customer disputes related to gambling transactions are also among the factors that make American banks unwilling to process even transactions to legal US online casinos.
In the United Kingdom the Citibank prohibits casino related transactions and the HSBC leverages cash advance rates in these cases. In Australia and New Zealand, the ANZ that employs cash advance fees to gambling transactions and the Bank of Queensland blocks them altogether.
Since, as you have already understood, Visa itself does not have anything against online casinos, there is obviously no point in contacting its support service when some problems arise with your gambling transactions. Instead, you should immediately contact the customer support team of your gambling platform. In online casinos that accept Visa like top rated Calgary casinos customer support employees definitely know what to do in such situations and will offer you some alternative way how to receive your winnings or make a deposit.
Apart from Visa, most of the Canadian online casinos accept iDebit and InstaDebit, which are both a perfect option for players from this region. With Interac casino deposits can also be made in a convenient way since it is available throughout Canada and has a successful client history. Alternatively, with Skrill casinos transactions can be made without unnecessary registration procedures. And if you have some troubles with keeping within the limit, maybe we can advise you prepaid card casino system for checking out.
The advantage of Visa credit cards for gambling transactions is that you can borrow money from your bank and choose the terms when you will give them back.
With Visa debit cards you can instantly make deposits to online casinos using money from your account.
With Visa prepaid cards you will never spend more than the amount you have paid beforehand. Prepaid cards are better if you want your banking details not to be revealed to third parties. However, they have less consumer protection when stolen or lost compared with debit cards and you can’t withdraw your winnings with them.
Visa gift cards are like prepaid cards but they may not be reloaded and are meant for one-time use only. However, they are more convenient in that they can be received via phone or e-mail.
In order to make a deposit with Visa in an online casino you should:
With Visa deposits can be made instantly, which is one of the apparent advantages of this payment method.
Withdrawal procedure is similar to making a deposit. You choose it as the payment method, enter or confirm your banking details and wait till the transaction is complete.
It can take from 3 to 5 days for your money to be withdrawn from the online casino to your bank account.
You should also keep in mind that even if you succeed to make a deposit with Visa your bank can nevertheless block your withdrawal transaction.
✔ With Visa gambling transactions can be made in a fast and secure way;
✔ Visa allows you to make deposits to online casinos without having to enter your banking details every time you make a new transaction;
✔ With Visa gambling deposits can be made with money borrowed from your bank.
✘ Since Visa casino sites can be hacked there is a risk that your personal banking data can be revealed;
✘ Problems can arise with your bank when withdrawing money from online gambling platforms;
✘ Your bank may charge you an advance cash fee when you are making a deposit to online casino with Visa.